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Articles & Guides

Plain-language guides to benefits, grants, debt, and housing — over 1,000 and growing.

Updated September 3, 2026By the NRP Editorial Team1 min read

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Recently updated guides

Rent Relief Programs

Alabama Rent Relief Program: What Exists Now That ERA Alabama Is Closed

The Alabama rent relief program (ERA Alabama) closed in 2022. Rent help now: charities, HUD-funded prevention, vouchers, Family Assistance cash and LIHEAP.

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Programs

California Hardship Program: Real Help for Rent, Bills, Food, and Mortgages

No single California hardship program exists. The real ones: CalWORKs cash and Homeless Assistance, CalFresh, LIHEAP, CalAssist mortgage relief, 211.

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Rent Relief Programs

California Rent Relief Program: What Exists Now That the State Program Closed

The statewide California rent relief program is closed. Rent help now: CalWORKs Homeless Assistance, county programs, charities and vouchers. How to apply.

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Assistance

Car Payment Assistance in Texas: What Actually Helps Before Repossession

Car payment assistance in Texas: no state program pays car loans, but lender hardship plans, One-Time TANF, 211 Texas funds and credit union refinancing help.

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Programs

Down Payment Car Assistance Programs: Grants, Loans, and Donated Cars That Are Real

Down payment car assistance programs that exist: California clean-car grants up to $12,000, Wisconsin’s $1,600 Job Access Loan, nonprofit donated cars.

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Assistance

Emergency Cash Assistance for College Students: Where to Get It Fast

Emergency cash assistance for college students: campus emergency grants, Pell and FSEOG, SNAP for students, and 211 charities. What pays and who qualifies.

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Resources

Emergency Hotel Voucher for Tonight: An Hour-by-Hour Plan

Need an emergency hotel voucher for tonight? Who issues them (211 agencies, Salvation Army, HUD-funded programs, Red Cross), what to say, and after-hours help.

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Rent Relief Programs

Florida Rent Relief Program: What Replaced OUR Florida and How to Apply

The Florida rent relief program OUR Florida closed in 2022. Rent help now comes from SHIP local offices, county funds, charities and vouchers. How to apply.

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Rent Relief Programs

Georgia Rent Relief Program: What Exists Now That GRA Is Closed

The Georgia rent relief program (GRA) closed in 2022. Rent help now comes from county funds, charities, HUD prevention, TANF and LIHEAP.

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Programs

Hardship Grants in Texas: Real Programs, Amounts, and How to Apply

Hardship grants in Texas that are real: One-Time TANF, $1,000 relative payments, LIHEAP, 211 Texas charity funds and SNAP. What each pays and how to apply free.

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Programs

Hardship Relief Program: The Real Programs Behind the Name

No single federal hardship relief program exists. The real ones: TANF emergency cash, SNAP, LIHEAP, Medicaid and 211 charity funds — amounts and how to apply.

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Programs

Illinois Hardship Program: Court-Based Rent Help, TANF, LIHEAP, and Emergency Funds

No single Illinois hardship program exists. The real ones: IHDA court-based rent aid up to $10,000, IDHS TANF cash, LIHEAP, SNAP and 211 funds. How to apply.

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